Terms of Use
Effective date: [EFFECTIVE DATE]
Acceptance of terms
By using www.avoraht.com, operated by Avora Life & Health Insurance, you agree to these Terms of Use. If you do not agree, please do not use the site.
Informational purposes only
Content on this site is for general information and is not a contract, an offer of insurance, or legal, tax or financial advice. Coverage is only provided under a policy issued by a licensed insurance carrier. Product availability, features, pricing and eligibility vary by state and carrier.
Licensing
Sandro Rubes is a licensed insurance agent. License #[LICENSE NUMBER], NPN [NPN]. Insurance products are offered only in states where the agent is licensed.
Communications consent
By submitting a form and checking the consent box, you agree to be contacted by phone call, text message and email, including by automated technology. Consent is not a condition of purchase. Message and data rates may apply. Reply STOP to opt out or HELP for help.
Recruiting and earnings
Agent opportunities are commission-based. Earnings vary, are not guaranteed, and depend on individual effort. Licensing requirements are set by each state. Nothing on this site is a promise of income or employment.
Third-party services
This site uses third-party tools such as forms, surveys, scheduling and video players. Their use is subject to their own terms and privacy policies.
Intellectual property
All content on this site belongs to Avora Life & Health Insurance or its licensors and may not be copied without permission.
Limitation of liability
To the fullest extent allowed by law, Avora Life & Health Insurance is not liable for any damages arising from your use of this site.
Governing law
These terms are governed by the laws of the State of Florida.
Contact
[BUSINESS ADDRESS] · [BUSINESS EMAIL] · [BUSINESS PHONE]