Privacy Policy

Who we are

Avora Life & Health Insurance ("we", "us") is an insurance agency based in Miami, Florida. Website: www.avoraht.com. Address: [BUSINESS ADDRESS]. Email: [BUSINESS EMAIL]. Phone: [BUSINESS PHONE].

Information we collect

When you fill out a form on this site, we collect the information you provide, such as your first and last name, mobile phone number, email address, state, age range, coverage preferences, tobacco use, preferred language and best time to call. Recruiting applications may collect similar contact details and answers to survey questions.

We do not ask for your Social Security number, date of birth, health conditions, income or bank information through this website.

We also collect basic technical information automatically, such as your browser type, device, pages visited and the referring website.

How we use your information

To contact you by phone call, text message and email about your quote or application, to recommend insurance options, to schedule appointments, to improve our website and to comply with legal obligations.

Advertising and analytics

For visitors where permitted, this site may use the Meta Pixel (Meta Platforms, Inc.) and Google Analytics (Google LLC) to measure visits, form submissions and ad performance. These tools may use cookies or similar technologies and send data such as pages viewed and the fact that a form was submitted to those providers. These tools are not loaded for visitors in regions that require prior consent. You can limit ad tracking through your browser settings, device settings, or at facebook.com/adpreferences and adssettings.google.com.

How we share information

We share information only with service providers who help us run our business (for example our CRM and scheduling provider), with insurance carriers when you ask us to apply for coverage, and when required by law. We do not sell your personal information.

SMS / text messaging

If you consent, we may send text messages about your quote, appointments or application. Message frequency varies. Message and data rates may apply.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

You can opt out at any time by replying STOP. For help, reply HELP or contact us at [BUSINESS EMAIL] or [BUSINESS PHONE].

Email

You can unsubscribe from marketing emails at any time using the link in the email.

Data security and retention

We use reasonable safeguards to protect your information and keep it only as long as needed for the purposes above or as required by law.

Your choices and rights

You may request access to, correction of, or deletion of your personal information by contacting [BUSINESS EMAIL]. Residents of certain states may have additional rights under state law.

Children

This site is not directed to children under 13 and we do not knowingly collect their information.

Changes

We may update this policy. The effective date above shows when it was last changed.