Life insurance for our families
Protect the people you love, even when you're not there.
Affordable life insurance for Haitian families in the US. Simple answers, no pressure, and someone who speaks your language.
Licensed agent · Free consultation · English, Kreyòl & Français
The hard truth
What happens to your family if you're gone tomorrow?
We've all seen it. A family loses someone they love, and in the middle of the grief they are starting a GoFundMe or collecting money at church just to pay for the funeral.
The mortgage or rent still has to be paid. The kids still need school and a future. And the family back home in Haiti who depend on the money we send are suddenly left with nothing.
Life insurance turns a tragedy into a plan.
$[X]
Average funeral cost in the US
[X]%
of Americans have no life insurance
[X]%
of families would struggle with bills within months
$[X]
average monthly cost of a basic term policy
[Add source for each statistic]
Why it matters
What life insurance does for your family
Pays for final expenses
Funeral, burial and medical bills are covered, so nobody has to pass the hat.
Replaces your income
Your family keeps paying bills and buying groceries like you were still there.
Pays off the house
Keep the home you worked so hard for. No one has to move out.
Protects your kids' future
School, college and the dreams you have for them stay on track.
Leaves a legacy
Pass something on to the next generation instead of debt.
Helps family back home
The support you send to Haiti doesn't have to stop.
Your options
Types of life insurance, in plain language
Term Life
Affordable coverage for a set number of years, like 10, 20 or 30. Great while kids are young or the house is not paid off.
Ask me about this →Whole Life
Lifetime coverage that builds cash value you can use later. Your price stays the same.
Ask me about this →Final Expense
A smaller policy for funeral and end of life costs. Often easier to qualify for, even later in life.
Ask me about this →Indexed Universal Life (IUL)
Lifetime coverage with cash value growth potential tied to a market index.
Ask me about this →Product availability, features and eligibility vary by state and carrier.
Let's talk honestly
Common myths about life insurance
"It's too expensive."
Most people guess it costs three times more than it really does. A healthy adult can often get a term policy for about the price of a meal out each month. We find a plan that fits your budget, not the other way around.
"I'm young and healthy, I don't need it."
Young and healthy is exactly when it's cheapest. Lock in a low price now, before life changes. Nobody plans for the unexpected.
"My job already covers me."
Work coverage is usually only one or two years of salary, and it often ends when you leave the job. Your own policy stays with you.
"I can't qualify."
Many people with diabetes, high blood pressure or older age still qualify. There are many carriers and many options. Let's look together before you decide.
"Talking about death is bad luck."
We respect that. But planning is not calling bad luck, it's an act of love. You are not talking about leaving, you are making sure your family is never left alone.
Meet your agent
Hi, I'm Sandro.
I grew up in Fort-Liberté, Haiti, and today I live in Miami. I'm an entrepreneur and business coach, and I've helped many people in our community build income and businesses.
But I saw too many Haitian families lose someone and then struggle to pay for the funeral, or lose the house, because nobody ever explained life insurance in a way they understood.
That's why I started Avora: to sit down with our families, in our language, and help them protect what they've built.
[Add my license details, years of experience, and personal story here.]
I speak English, Haitian Creole and French.
Simple process
How it works
Request your free quote
Answer a few questions. It takes about 2 minutes.
Quick call with Sandro
We talk about your family and what matters to you, in your language.
Choose your plan and get covered
Pick a plan that fits your budget. That's it.
Families we've helped
What our clients say
PLACEHOLDER, replace with real client reviews before publishing.
[Client review #1 goes here.]
[Client first name], [City]
Your family deserves a plan. Let's build it together.
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